Today is a HUGE STEP for me toward the life I design. I paid off one of my credit cards and put a huge chunk of change on another one. Let me tell you that a HUGE weight was lifted off my shoulders! In the past I couldn't imagine paying more than the minimum payment that was due because I have SO MANY credit cards...but today I just took a LEAP OF FAITH!
Paying off credit card debt AS SOON AS POSSIBLE is NECESSARY! Like myself, I'm sure you are saying that you cannot afford it...maybe not now, but you have to find a way!
- Make a list of your debt: VISUALIZE YOUR LAST PAYMENT & HOW GREAT IT'S GOING TO FEEL TO PAY THAT BUGGER OFF!
- Pay off the least amount first: IT BECOMES REAL & MORE ATTAINABLE TO ELIMINATE THE SMALLER DOLLAR AMOUNTS FIRST.
- Skip unnecessary purchases: DO YOU NEED IT OR WANT IT? THIS IS HOW YOU GOT IN THIS PREDICAMENT IN THE FIRST PLACE. (in most cases)
- Do it now: DON'T WAIT UNTIL REGRET SETS IN. DESIGN YOUR LIFE, DON'T LET COMPANIES OWN YOU BECAUSE YOU OWE THEM MONEY.
- Make changes in your life: DUMP PEOPLE, THINGS, AND THE LIFESTYLE THAT DOESN'T MOVE YOU FORWARD, YOU DESERVE THE BEST FOR YOURSELF.
The faster your pay off your debt >> the happier you will be!
REMEMBER: SMALL CHANGES ARE BETTER THAN NO CHANGES!
